203K Rehab Loans

Our 203K Loan Process is Quick & Painless

An FHA 203K loan is a loan backed by the federal government that's given to buyers who want to buy a home that's either damaged or older, and make repairs on it. Here’s how it works: Let’s say you want to buy a home that needs a brand new bathroom and kitchen. An FHA 203K lender would provide you with the money to buy (or refinance) the house, and additional money to do the necessary renovations to the kitchen and bathroom.

If the house you currently live in needs some updates, or you've found a new house that doesn’t quite feel like home just yet, the FHA 203K loan is a great option. This federally insured loan allows borrowers to take advantage of affordable renovation financing, even if they have less than perfect credit.

We’re here to make the 203K home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our 203K Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first time home buyer or a seasoned investor.

 

The 203K Loan Process

Here’s how our 203K home loan process works:

  • Complete our simple 203K Loan Qualifier
  • Speak to a Homeland Lending Licensed Home Loan Consultant
  • Receive options based on your unique criteria and scenario
  • Choose the offer that best fits your needs

Talk to an actual loan officer

Give us some background on you and your needs, and a loan officer will follow up within 24 hours. No expectations, no strings attached, no pushy sales pitch. Just a conversation.