Home Refinance

Home Refinance: What You Need to Know

Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance: the opportunity to obtain a lower interest rate, the chance to shorten the term of their mortgage, the desire to convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage (or vice versa), the opportunity to tap a home's equity in order to finance a large purchase, or the desire to consolidate debt.

Some of these motivations have both benefits and pitfalls. It's important for a homeowner to determine whether his or her reason for refinancing offers a true benefit. At Homeland Lending we provide you with a simple & detailed analysis so that you can determine if refinancing is right for you. 

The Home Refinance Process

Here's how our Home Refinance process works:

  • Complete our simple Home Refinance Loan Qualifier
  • Speak to a Homeland Lending Licensed Home Loan Consultant
  • Receive options based on your unique criteria and scenario
  • Choose the offer that best fits your needs

Talk to an actual loan officer

Give us some background on you and your needs, and a loan officer will follow up within 24 hours. No expectations, no strings attached, no pushy sales pitch. Just a conversation.