Jumbo Mortgage Loans

Homeland Jumbo Loan Programs Provide You with Flexible Terms and Competitive Rates

The term "jumbo loan" may seem self explanatory: it's a great, big loan, right? Essentially, that's true. Obtaining a jumbo loan allows you to borrow a larger amount of money than the maximum value of a conforming loan. A conforming loan essentially "conforms" to guidelines set by Fannie Mae and Freddie Mac. But just how much larger a jumbo loan is can depend on a few different factors.

What is a jumbo loan?
Jumbo loans exceed the loan limit of conforming loans, which is $453,100 (as of 2018) in most areas. If you have your sights set on a home that costs close to half a million or more – and you don't have that much sitting in a bank account – you're probably going to require a jumbo mortgage. And if you’re trying to land one, you’ll face slightly more rigorous credit requirements than homeowners applying for a conventional loan.

Not to worry – we’re here to make the jumbo loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Jumbo Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Jumbo Loan Process

Here’s how our Jumbo home loan process works:

  • Complete our simple Jumbo Loan Qualifier
  • Speak to a Homeland Lending Licensed Home Consultant
  • Receive options based on your unique criteria
  • Choose the offer that best fits your needs

Talk to an actual loan officer

Give us some background on you and your needs, and a loan officer will follow up within 24 hours. No expectations, no strings attached, no pushy sales pitch. Just a conversation.