"Thanks Mike Verdicchio. Homeland Lending did a wonderful and professional job for my family. Everything went smoothly and I feel I got a great deal on my new mortgage. Thanks again Mike!'

Brendan M.

"Don and his team were awesome! Very professional. Quick response times made the transaction very smooth. Thanks again Don!"

Andrea Duda

"An excellent experience with Mike and Homeland Lending. The entire team is so helpful throughout a very stressful process. Closed on home 5 weeks after going under contract. Highly recommend."

Lisa E.

"My loan experience with Homeland Lending, LLC was truly remarkable from beginning to end. Homeland Lending, LLC handled my loan in the most professional and courteous manner. There wasn’t a question that was too simple or any concerns that went unanswered. If further clarification was needed, it was patiently explained. Believe me, I ask a lot of questions! Homeland Lending, LLC takes a sometimes confusing and scary process and turns it into a straightforward and comfortable one. I am truly grateful for all the guidance, expertise and support they offered me throughout my entire loan process."

Bayla S.

"Michael Verdicchio and his team have been amazing since the first time we spoke. They were professionals every step of the process and got things done right away. He took our calls and answered questions anytime we needed him. I can’t stress enough how much they made this an amazing process for us! We would highly recommend Homeland Lending to everyone! Thank you Michael and Homeland Lending for finding the right options for us and making our dreams come true to get into the home we dreamed of!"

Daniela R.

"My wife and I would like to take this time to thank you from the bottom of our hearts. We began the mortgage process with unclear guidance but, once you took over, it was your persistence and knowledge that made our closing possible. You were on point, honest and straightforward and were able to get us approved and closed within 35 days. We thank you very much for all the help and knowledge that you have given to us on purchasing a home and mortgages. We know that when we have friends/family looking to purchase or refinance, we will be referring them to Homeland Lending without any hesitation. Thank you again."

Jonathan & Grismaldi

"Don recently helped my girlfriend and I get a mortgage for our first home. As first time buyers, the process can be pretty intimidating. But with Don, it was a piece of cake. We were extremely impressed with his knowledge and professionalism. In the end, he was able to get us the right mortgage that worked for us with no problems whatsoever. I dealt quite a bit with Joan from his office, as well. She was extremely helpful and quick to respond to any questions. I can't recommend Don and his team enough. Thanks again guys!!!"

Gary Conforth

"As first time home buyers, Homeland Lending made the process stress free. Having the team at Homeland Lending walk us through the entire process, step by step, was invaluable. Being busy in our personal lives, we didn’t have the time to do this on our own. Hats off to Homeland Lending for being a part of our first home purchase. We would recommend Homeland Lending to anyone in the market to purchase or refinance their home."

Tom and Lauren

We were very grateful and fortunate to have Mike and his Homeland Lending team guide us throughout the entire mortgage process. Mike was very knowledgeable, accessible, patient and answered all our questions and concerns in a timely fashion. If we were to do this all over again, we know we’re in great hands. His professionalism is second to none.

Yolaine Rosario

Mike is the BEST!! It was such a pleasure working with him. He was very efficient at answering any and all questions I had and he most definitely went above and beyond in getting me the best rates possible. YOU THE MAN MIKE!!!!

Monet Sarchio-Blanco

If you are in need of a mortgage professional you should highly consider using the services of Mike Verdicchio at Homeland Lending. Mike recently took care of a home refinance for my parents. He was prompt in getting back to them with the answers to any of their questions in which he wasn't immediately able to provide a response. He was always courteous and respectful in all of his communications (verbal or email) with them. And he provided them with valuable insight to the mortgage refinance process making them aware of any circumstances that can benefit them. Mike, thanks again!

Rory Mathurin

I have been working with Mike for the past two years. He is my go to lender when my clients need assistance with their home purchase. He treats every client like family. He is patient, understanding and works relentlessly on his clients behalf.

My husband and I decided to refinance our home. Without hesitation I called Mike and he started the process immediately. He kept us informed every step of the way and put us at ease during the entire process.

Thank you Mike for your outstanding service!

Christine A. Alexiou Realtor

As a first time buyer, I couldn't be happier to have used Michael and the team at Homeland Lending for our Mortgage services. We also were purchasing our home through a "For Sale By Owner" process - so we were navigating a lot of these unchartered waters on our own. Michael and his team went above and beyond to always be available for us whenever we needed them, answer any of our questions, and most importantly- lock us in with a great mortgage rate and deliver a smooth closing process. I would definitely recommend Homeland Lending to anyone looking for help with their Mortgage and/or refinancing.

Russell Donohue

Mike made my whole mortgage experience an absolute breeze. He took care of me along every step of the process, and was extremely patient and thorough. I recommend Mike to everyone I know!

Tom Monda

Michael and his team are as good as it gets. Professional from the beginning of the process through the close. Most importantly in my opinion is they were always available to answer any question no matter how simple and made us feel very comfortable in the process. I couldn't have asked for a better experience. I would recommend Homeland Lending to anyone looking for a mortgage or to refinance.

Edward Troy

This is not my first time using Homeland Lending for my mortgage needs, but it IS the first time I ran into an issue (on my end) in the middle of my re-finance. Mike did an amazing job helping me out and helping me get to the outcome I was looking for! The process was so smooth and quick and as always, Mike and his team are so professional and super helpful!! I'd HIGHLY recommend them and will continue to use them in the future. A++++

T Lynn

Working with Mike as a first time buyer was a very good experience, and I would work with him again. Mike was very quick to respond to all my questions and concerns, he was very respectful and professional during the whole process of buying a house. I highly recommend Mike to anyone who is interested in buying a house.

Elvia RĂ­os

Mike's willingness to work with us, secure the best rate, and do so in a timely manner was something that I've never experienced in working with a mortgage broker. I've bought an re-financed multiple times over and if/when I do it again I won't even think of calling anyone else!

Matthew Shell

We wanted to share a quick note on our experience working with Michael Verdicchio. Buying a home for the first time is stressful enough and while we had a few hiccups along the way towards purchasing our home, throughout the journey, Mike was responsive, personable, offered endless guidance and did everything he could to close on our home as quickly as possible. We would recommend Homeland Landing to anyone looking to purchase a home. Thank you again to Mike & the Team!

Alicia Martinez

Michael A. Verdicchio And Homeland were amazing. Mike moved extremely fast and worked at all hours of the day plus weekends. Do not use a large bank for your mortgage! You get horrible service from large banks and they do not care about your deal getting done. Call Mike and he will answer all of your questions! Great rates and great service!!

Ryan Mcgrisken

I have had the pleasure of working with Mike Verdicchio and Homeland lending for many years now. He is my go to person with any mortgage need or question. He is responsive, knowledgeable and a true professional and expert in his field. I have and always will recommend Mike and Homeland Lending without hesitation.

Brenda Richards

Mike and his team are great. They keep you informed every step of the way and ensure you understand all the details. I used Homeland Lending for the purchase of my first home and a refinance. Both experiences were great and I highly recommend.

Mike C

Mike Verdicchio is a great person to work with. Explained in depth the process. Decades of experience in the loan market enabled us to receive the lowest APR either attorney had seen. Can't recommend enough. Local, smart, experienced, helpful, and available 24/7 via phone.

Michael Shea

It was such an Honor and pleasure working with Mike Verdicchio as our Motgage Broker. Mike certainly under promise but forsure OVER Delivered. Prompt, efficient, professional and extremely knowledgeable. Mike and his team had great customer service. Very pleased with service....looking fo a Mortgage, look no further Mike is you guy

Erica Darlene Sampson

Michael and his team at Homeland Lending were excellent in every aspect of the home buying process! Right from the start, the knowledge and prompt responses put the stress at ease. I had assumed that obtaining a mortgage would be a daunting and time consuming task, however after providing Michael with some basic financial information Homeland Lending took care of the rest. They take a very personable approach to the entire experience, and are always quick to respond which is a MUST have in this business. From pre-approvals to final closing, Michael and his team were able to assist me at all points in the process and I highly recommend them for any financial homebuying advice!

Andrew Wierzbicki

I highly recommend Michael and Homeland lending! My wife and I got our first mortgage with Michael five years ago and have just refinanced a couple of months ago with him again. Both transactions were so smooth and easy I found myself questioning why people are always saying getting a mortgage is stressful. Thanks again!!

Robert Glavotsky

Mike was so knowledgeable and attentive and made me feel comfortable and more educated about something I was so afraid to do. He made the process of acquiring my mortgage so easy due to his kindness. Everything went smoothly, and he found me the lowest possible interest rate. We couldn't have asked for a better experience. Homeland Lending made me feel like I was one of their top clients.”
They are always there to address my concerns.
I highly recommend them! And especially Mike and Manuel thank you so much for your help.

Mariama Fofanah

If you want to refinance your house, Lube is your guy! He was super helpful and got my refinancing done last month, very smoothly.

Jobin Thomas

HIGHLY RECOMMEND! We used Michael for our original home purchase in 2017 then again this year to refinance. Undoubtedly he was the most helpful and informative contact throughout the process. He makes sure you understand the process, what your options are, and what’s coming next. Always answered our calls and eager to help. Call Homeland, it’ll be the best move you make!

Kevin Ogden

Michael is a great individual and whom I was fortunate enough to have assist me with my refinancing for the second time. Michael encouraged me only to refinance if it made sense. I think I was actually more pushier than he was, however neither one of us settled. I would definitely recommend Michael at Homeland Lending to my friends and family. Thank you so much for all of your help!!!!!

Linda Kircikyan

Our experience with Homeland could not have been more positive. They were extremely professional every step of the way with in-depth communication almost daily. From start to finish they were helpful, friendly and never we never felt pressured or rushed in any way. The entire experience was like dealing with a friend! I only gave five star review because I could not give seven stars.

Rick Bedford

Outstanding service from Matt Marovich and Mike Verdicchio!
Great communication, extremely knowledgeable, simple process!

Vincent Troiano

Thank you Mike Verdicchio and Homeland Lending for an exceptional refinance experience. Your guidance and expertise allowed us to obtain the lowest interest rate and term that fit our needs. We are amazed that you completed the entire process, from start to close, in a few weeks rather than the months we had experienced with previous lenders. We thank you for your caring, your knowledge, your professionalism and your friendship. -Lisa 

Lisa B

Mike is a referral from my agent . It is amazing that we actually never met in person but the trust and confidence I have with him is high through our conversation over the phone, through email and text exchanges . It was during the height of the covid pandemic that I have the second thoughts whether to pursue or to let go of this property , Mike was supportive and never pushy. A month after I bought this property, I still send him a text messages for certain question and he is very responsive.
I recommend Mike as truly professional . Thank you Mike !

Rod Mally

Homeland Lending is a great company to work with. Between my family and I we have used them 7 times for various services from new mortgages to refis. Mike (the owner) takes a hands on approach to make sure the process runs smoothly. I would not hesitate to refer everyone i know to them. They have great communication and always keeps the customer in the loop. That to me is very important. Thank you for making the process as painless as possible.

Dan Falato

Mike V and the Homeland Lending team were amazing!!! As a first time home buyer, the process can be overwhelming. But Mike V was very patient in explaining everything and always there if we had questions (and there were a lot of questions!). Mike V is so knowledgeable... he really helped and guided us and we are so grateful for his support. My husband and I highly recommend Mike V and Homeland Lending. We love our new home... thank you!!!

Dawn Berube

Excellent service, answer for all my questions.
Always trying to find the best solution for the customer.

Cesar De la cruz

By far the best experience I have had applying for a mortgage. Mike and team were patient, informative, attentive to detail and always available to answer questions. The rate we locked in was the lowest at the time. We needed to turnaround the mortgage quickly and Homeland Lending delivered, even our lawyer was impressed on how quickly they were able to complete the process. The closing was also smooth and quick. Thank you Homeland Lending for a great experience! I highly recommend you use Homeland Lending for your mortgage needs.

Jesus Arozamena

As first time home buyers, my wife and I were overwhelmed with the entire process especially in unique market conditions due to COVID-19. Mike was extremely supportive throughout and educated us every step of the way. He made us feel like we were his only client, and his commitment was exceptional. Mike also ensured that we met all deadlines well in advance and closed in less than 30 days with no hiccups! Special shout out to Joan for all her support throughout the loan processing.

Overall a great experience and we highly recommend Homeland Lending. Thank you Mike!

Ahmed Metwally

I really can't say enough amazing things about Homeland Lending. My refinance was so smooth and easy. Michael and his team know their stuff and do it well.

Joseph Buchanan

Mike and his team were absolutely excellent! We worked with Homeland Lending to close on our first home last month and with a pandemic going on the process was still smooth and pleasant! Mike and Joan were very patient and responsive to all our questions. I would work with them again in the future!

Veronica Serek

Michael was great throughout the whole process. He was always patient with me and family when we had ton of questions. Transparent every step of the way. We felt he was on our side and tried his best to give us the best rates and services. We are very grateful. Thank you!

Aniana Gerardo

Michael was a pleasure to deal with!! He made this whole process easier and was always available for any and all questions we had (no matter what day or time). He is very knowledgeable, professional and responsive. We are so thankful for Michael and highly recommend him to anyone looking to buy a new home!

Lisa Bruh

Mike was a pleasure to work with. He was always willing to answer questions, and his responses were prompt. He was great about reaching out and anticipating questions as well. Highly recommend.

Sarah Kendziora

Can’t say enough good things about Michael and Homeland Lending. I have execute two mortgages with Michael, and both were flawless. Considering the first mortgage was when I had only been a 100% commissioned sales rep for two years and the other recently to help renovate after a major home damage issue. He did an amazing job navigating the process and making it easy. I highly recommend Michael and Homeland Lending.

Stephen Quagliani

Michael Verdicchio is a true expert in his field. Not only is he a hard working loan officer, he is an in credible adviser for his clients. He was helpful and represented me in many matters over the years, ranging from investment to personal property purchases. He is relentless in finding the right solution for you, your wallet, and your family. I highly recommend him to any person or company looking for an excellent professional partner.

Ingrid Garcia

We worked with Mike Verdicchio on a purchase that wound up being quite complicated, so much so that nearly everyone we worked with on the transaction ultimately told us it was one of the most frustrating and insane house purchases they'd ever been involved in. Through it all, we ended up being in communication with Mike on a much more regular basis than we could have ever imagined. He was always super responsive and consistently advised us on the best moves based on our timing and the market movements. At the very end of the process, when our closing that was scheduled the exact day of the rate lock expiration got pushed back…Mike went all out to try to keep that rate for us. He really went above and beyond, pulling every string he could to get us the best outcome possible. I highly recommend Mike and his team!

Greg Cox

Mike and his team was great especially for a first time home buyer. He answered all our questions and explained the procedures and languages we would see on the forms. I highly recommend them if you want a less stress of process in buying a house, they make it smooth. Thank you the great team for all your hard-work and patience during our first home purchase.

Einid Sarmiento

Michael Verdicchio and his team made this the best experience! They were amazing! Michael was informative, attentive, and always ready to answer any questions. He went above and beyond! Michael locked in the lowest rate and the process was easy, smooth, and quick. My husband and I highly recommend Michael Verdicchio and Homeland Lending for your mortgage needs.

Jennifer Domingues

Michael was recommended by our real estate agent so we got in contact with him very quickly. He was very helpful throughout our home-buying process, especially as first-time homebuyers with somewhat "unique" situations AND in the middle of the covid-19 pandemic! We are loving our new home.


Homeland Lending is the best. I decided to buy a 2nd home in FL without being able to be down there.
After contacting Homeland Lending they were right there every step of the way. They helped me through the whole process by email and by phone and stayed in contact my real estate agent, title co. and financial advisers for me so I didn't have to. It was a pleasant experience.
I highly recommend Homeland Lending, LLC.

Dorene Harvey

Words cannot express how pleased I am with the professionalism shown by Michael Verdicchio. I could not ask for a more stress free mortgage process. Michael answered every call and text right away, even when I contacted him after business hours. I am grateful and thankful for my realtor, Tracey Boyd, recommending Michael to me.


Mike was amazing throughout the entire process of refinancing. It was definitely a complicated one but he patiently took the time to get it done! Highly recommend!

Carin Karolin

Mike Verdicchio was an absolute pleasure to work with during our home lending experience. He was always responsive, informative and went above and beyond to help me and my husband buy our first home. He presents himself in a professional manner and his expertise in the business makes it a seamless process. The closing would have been at my lawyers office an hour away and Mike kindly offered to do the closing at his office to accommodate our needs. He will do what is best for his clients. I am happy my realtor Christine Alexiou recommended Mike to us. We would definitely recommend Mike to anyone looking for the best home lending experience.

Erika Rodriguez

Mike and his team were an absolute pleasure to work with. They made the process easy and painless. We had a unique situation with our work positions and other things. Mike was able to put us at ease and figured out what would be best for us. Mike was always available to answer our questions, never rushed an answer and was always thorough. We appreciated his friendly demeanor and professionalism. Highly recommend.

Stacey Whalen

Michael at Homeland Lending was extremely helpful in navigating all the intricacies of securing our mortgage. I don't think the man ever sleeps because he was available 24/7. Double plus good!

Jay Riether

I would like to thank Michael A. Verdicchio for his professionalism with our refinance. My husband and I tried several banks/mortgage companies who just would flat out turn us down or make us go through the process and turn us down after laying out money for expenses. These so called professionals did not even put half the work in that he did. He is a man of his word when he told us he would work his hardest to get this refinance for us. He has made is possible for my husband and I to be comfortable again with our finances and walked us through it every step of the way. I would recommend him and your lending company to my friends and family if the opportunity presents itself

Donna Picinich

Mike is very informative and prompt. I have received email communication on time. Though I was not residing in NJ, Mike ensured that the whole process is smooth and on time.

Rajesh Satyavolu

Michael A. Verdicchio at Homeland Lending, LL is highly recommended. He is very knowledgeable and very professional in doing his job. He was highly accessible at any time of the day and at any day of the week even on Sunday nights. he helped us through all the process since the beginning; he made everything very easy and smoothly. Thank’s again Michael I really appreciate all your help.

Helad Mej

I got nothing but good things to say about Homeland Lending. Mike and his team are the best. My overall experience is excellent. Homeland made our dreams come true. The most honest lender hands down. We are so glad to have met Mike and his team. It was truly a blessing. God Bless!


Mike was exceptional to work with. He was prompt, informative, and thorough. No matter what day or time I had a question, he answered immediately and thoroughly. Through a unique situation involving our home purchase, he acted in our best interest and helped us succeed at getting the best outcome we could have asked for. We would highly recommend Mike and Homeland Lending.

Rita Jandoli

Michael was very helpful throughout the entire process. He provided us with informative options and guided us to make the best financial decision for our future.

Patrice Zurbuch

Mike and his team at Homeland Lending were awesome . They walked us through the whole mortgage process and made everything simple for us. Mike was very fast to respond with any questions I had and I would definitely recommend Homeland for getting a mortgage.

Brett Rosen

Michael was very professional and helped guide us through the myriad of requests for information. I would definitely do business with this company again!

Art Edge

Our experience with Michael was great. He was responsive, attentive and understood our needs. We once again thank you for all the help and will refer you as often as possible

Jerry Vitsentzatos

Mike and his team are top notch. I have a unique situation of working for several employers which has made getting a mortgage a nightmare in the past.

Homeland made the whole process painless. They were efficient and completely accessible whenever there were questions to be answered. Getting my mortgage through Homeland proved to be the easiest part of my home buying process. I plan to use them again in the future for refinancing.


Michael were very helpful and professional, from the beginning to the end ,if you need it a lender please pick him , you not gonna regret it ,I recommend it him for all my friends

thanks mike for everything.

Aelson Cacique

My Wife and I recently refinanced with Don at Homeland Lending LLC. Don's thoroughness and attention to detail impressed my Wife & I. But what impressed me the most was we were very close to finalizing the process and we decided to change something. Obviously paperwork needed to be changed & etc. There wasn't the slightest change with Don's enthusiasm to accommodate us. I will recommend Don Anfuso & his team at Homeland Lending LLC with confidence!

Sam Courtright

Michael was such a big help-very kind, personable and professional. I recommend Michael to anyone purchasing a home !

Maria Ferreira

Michael Verdicchio and his team at Home Lending were amazing to work with. They hand-held this first time buyer through the mortgage process, always accessible and very professional. I will be contacting them if I ever buy another property and recommend them to all.

Alex Perez

Don was the one who got us our mortgage. He did an excellent job putting up with us, which, he can tell you, is no easy feat. He answered every one of our questions (some multiple times) and helped us feel really good about the decisions we were making. We highly recommend him!

Alex Bajcz

I can’t say enough good things about working with Homeland Lending LLC in buying my home. Mike V made the process easy. He was knowledgeable and informative every step of the way and always available for questions. I highly recommend using Homeland Lending for a great home buying experience!


Mike was incredibly personable, responsive, and helpful throughout the entire process. We are really happy with our decision to use Homeland Lending for our first mortgage. I would highly recommend Mike and his team.

Tim Knapp

Purchasing our first home was a great experience with the Homeland Team. Communication was done in a timely and professional manner. They really went above and beyond in helping us. Would definitely recommend them to anyone looking to purchase a home..

Edward Navalta

We purchased a home a few months ago but the opportunity to refinance came up and it was to our benefit.
Michael Verdicchio made the process easy. Communication was clear and constant, we always knew what was happening with our loan, all the arrangements were made for us. All in all it was a great experience and Michael made it that way.

Elliot Kalmus

My wife Carol and I are first time home buyers, and we had a great experience with Mike from Homeland lending. Mike made a complicated and stressful time LESS stressful. He walked us through the whole process and explained everything to us. He always answered our phone calls and if he couldn't, he would return the call within minutes. I would definitely recommend Mike and Homeland lending to family and friends.

Jessie Hughes

July 2019 my husband and I met Sesi and I must admit we were both so nervous. We were looking to purchase our first home. As of November 2019 we are preparing to close on our new home in less then a day(I can't believe it). These past months have not been easy and extremely stressful but Sesi knows how to keep me at ease. His communication skills are impeccable as he always provides detailed responses to address my concerns. He is always available and I mean that! Anytime of day he ALWAYS responds! To top it all off, he kept his commitment to close in 30 days!!! If you want an excellent lender, who will be honest, top notch service, low interest rates and knowledgeable, don't hesitate to contact Sesi! He is a true professional! You won't be sorry! One more thing, Sesi has an excellent personality!

Crystal Diaz

Great experience! This review is long overdue but I cannot say enough good things about the team over at Homeland. I used them for a buy/sell and everything was smooth with their in-house resources.

Joseph S

These guys are the best they helped me with all my question and made the mortgage part of buy our first home easy and stress free i definitely recommend them for anyone that need to buy their dream home thank you guys

Joe Seph

Communication is key when purchasing a home mortgage. It’s nice to know this lender values your time. Thank you for touching base Michael.

Brandon Childress